Yes, family always comes first. And keeping this in mind, we’ve designed a one-of-its-kind health insurance plan which caters to the needs of the Indian Joint Family allowing coverage for every family member.
Hospital Accommodation - Shared Room
Hospital Accommodation cover for Shared Room
In-patient Care (Hospitalisation)
We cover cost of medical treatment while you or your insured family members are hospitalized for treatment.
Pre & Post Hospitalization Medical Expenses
We reimburse medical expenses incurred due to Illness up to 30 days period immediately before you get admitted to a hospital and 60 days immediately after you get discharged from a Hospital.
The plan provides you maternity benefits for up to two deliveries. This benefit is available after you have paid three continuous premiums and only if a minimum of three adult members(including atleast one male person) are included in the same policy
The new born baby will be covered as an insured person from birth without additional premium, till the next renewal, if the delivery of the baby is covered under the policy. We also cover vaccination expenses of the new born baby for the first year if you add the baby in the policy for the next policy year.
All Days Care Treatments Covered
We cover all day care Treatments, not a select few. However, such a procedure should not be in the outpatient department of a hospital.
Health Relationship Program
You are eligible for our Health Relationship Program if the Policy is renewed with us without any break. Under this program, you are eligible for health services and products with a market value of up-to 10% of your last paid premium.
Free Health Check-Up once every 2 years
Cost of health check-up arranged for you with our empanelled service providers.
Any Age enrollment
We cover every member of your family across every stage of life.
You will save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.
Direct Claim Settlement
We believe you should focus on the treatment of your loved ones rather than running after claim settlement. Therefore, all claims are processed directly by our own customer services team.
Assured Policy Renewal for Life
Once insured with us, you will always remain our customers. We assure you renewability for life with no extra loadings based on your claim history.
Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated is also covered.
You can access cashless facility at your nearest hospital.
In case a bed in the hospital is unavailable or on advice of the attending medical practitioner, treatment is administered at home; we pay for medical treatment taken at home, which would otherwise have required hospitalization.
We also cover the ambulance expenses to transfer the policyholder following an emergency to the nearest hospital. These expenses are paid once we have accepted an In-patient claim.