What is Motor Insurance?

Motor/Vehicle Insurance is an insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

What is Home/Office Insurance

When you think of Home/Office Insurance,think protection. Most people simply can't afford to rebuild their home / office and replace everything in it if there's a disaster, which is why home / office insurance is so important.

Home /Office Insurance is a form of Property Insurance that covers losses and damages to an individual's and to assets in the home / office. It also provides liability coverage against accidents in the home/ office or on the property.

What is Travel Insurance?

Travel insurance is a insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame.

What is Liability Insurance?

Liability Insurance provides the insured party with protection against claims resulting from injuries and damage to people and/or property. Liability insurance policies cover both legal costs and any payouts for which the insured party would be responsible if found legally liable.

What is Marine Insurance?

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination. Marine insurance also includes Onshore and Offshore exposed property, (container terminals, ports, oil platforms, pipelines), Hull, Marine Casualty, and Marine Liability.

The Marine insurance policy covers the loss or damage to property caused due to natural disaster like cyclone, earthquake, lightning etc. And also Manmade disasters like theft, violence and piracy of ships, collision, overturning or derailment of land conveyance.

What is Term Insurance?

Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active, or in force, a death benefit will be paid. Unlike most types of permanent insurance, term insurance has no cash value. In other words, the only value is the guaranteed death benefit from the policy.

What is Mutual Funds?

Mutual Fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds and other securities.

What is Financial Planning?

Financial Plan is a comprehensive statement of an individual's long-term objectives for security and well-being and a detailed savings and investing strategy for achieving those objectives. A financial plan may be created independently or with the help of a certified Financial Planner.

In either case, it begins with a thorough evaluation of the individual's current financial state and future expectations.

What is Personal Accident?

Personal Accident Insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

Simply put, Personal Accident Plans are a type of General Insurance that provides policyholders with financial support in the event of an unfortunate accident occurring.. Beyond permanent injuries sustained, medical expenses are also covered under most personal accident plans on a reimbursement basis.

What is Group Mediclaim?

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer's risk is spread across a group of policyholders. It covers the employees against expenses due to illnesses or accidental injury.

What is Corporate?

A Corporate Insurance may be defined as a type of insurance which can be used by large organizations to cover up various operational risks such as theft, financial losses, employees' health benefits and accidents.